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LIABILITY INSURANCE
Sometimes referred to a Tort Liability, Liability Insurance protects the University and/or its employees from liability imposed by law for bodily or other personal injury or damage to property resulting from negligent acts or omissions. Locations on campus where liability claims most frequently originate are in elevators, parking garages, and on University owned sidewalks. Most involve a slip, trip, fall, elevator door or parking garage gate arm. The University is assessed a $1,000.00 per claim deductible.
As detailed in Annotated Code of Maryland, State Government Title 12, Section 12-106(b) (1) and 12-107 (a) (1)-(5), all claims against the State of Maryland or any of its agencies must be submitted, in writing, by the claimant to the Claims Unit-Insurance Division of the State Treasurer of Maryland within one year after the injury to person or property.
The letter should be addressed to State of Maryland Treasurer's Office
80 Calvert Street ,Goldstein Treasury Building, Annapolis, Maryland 21401. The letter should concisely describe thedetail of the alleged incident including date, time, exact UMB location and a description of damage or injury.
The department should make every effort to have the UMB Police respond and fill out a report and to notify Risk Management (EHS) either by phone or email. It is essential that the incident be investigated and the facts documented.
If the incident is the result of an urgent safety related situation, immediately contact University Police (711) and ask them to contact EHS. |
