Air Travel Coverage
All University employees are automatically covered for injuries
received while traveling on the business of the State and
further such injuries are received while the employee is
: riding in, getting on, getting off, or is struck by an
aircraft.
DEFINITION: The phrase "traveling on the business
of the State"means any trip made by an employee
on assignment by or with authorization of the
State for the purpose of furthering the business
of the State.
EXCLUSIONS: This Air Travel insurance does not
cover injuries incurred when they result from:
A. The Employee functioning as a pilot
member of the crew, or if the employee has any
duties pertaining to the operation of the aircraft;
B. Injuries are sustained while traveling
between the employee's residence and regular
place of employment, while on vacation, or while
on authorized leave of absence;
C. Injuries are caused by suicide or attempted
suicide, sane or insane, or
D. Injuries are caused by act of declared
or undeclared war.
BENEFICIARY DESIGNATION: It is not necessary to
fill out a beneficiary designation form every time the
employee has occasion to fly on business if the employee
is a member of one of the several retirement systems
in the State of Maryland. The indemnity for loss of life
of an employee shall be payable:
A. To the beneficiary or beneficiaries
designated by the employee under the State's
retirement system;
B. To the beneficiary or beneficiaries
designated, in writing, by the employee on the
State of Maryland Air Travel Accident Insurance
Beneficiary Designation Form (See Appendix A);
C. In the absences of A or B, to the estate
of the employee; all other indemnities payable
shall be paid to the employee.
Maximum Coverage: $ 300,000 Per person, $1,500,000 Per accident,
Deductible: None.
|
